Image showing the text 'Frequently Asked Questions'.

Ownership & Legal

  • Yes, absolutely. There are two main options for foreign ownership:

    • Leasehold – The most common route for foreigners. It gives you full rights to use the land and villa for a set period (typically 30 years, extendable). It requires lower upfront investment and offers flexibility and potential tax benefits.

    • Freehold or HGB (Hak Guna Bangunan) – Possible through an Indonesian company (PT PMA), giving you perpetual ownership via a legal structure.

      HGB (Hak Guna Bangunan) is the Indonesian title that allows foreigners, through a PT PMA, to legally lease land and own buildings on it, making it the foundation for secure, long-term leasehold ownership.

  • How Long Is HGB Valid?
    Your HGB title is valid for up to 80 years. It starts with 30 years, then can be easily extended for 20 years, and renewed for another 30 years. The extensions are simple, with only a small administrative fee—so the process is hassle-free.

    How It Works:
    You just apply before your term expires (or within 2 years after, for renewals). We’ll connect you with a trusted notary who will handle everything, making the process quick and stress-free.

    What’s Involved?

    • Original HGB certificate

    • Passport (or KTP for locals)

    • Tax receipts (PBB)

    • Building permit (IMB)

    • A simple application to the land office (BPN)

    • Sometimes a land survey (if needed)

    Typical Costs

    • Extension fee: 1–2% of land value (NJOP)

    • Notary/legal: 1% of property value

    • Small administrative fees may apply

    After 80 Years
    You simply apply for a new HGB, with fees based on current land value. The same notary can help you with this when the time comes.

    Good to Know
    We make the whole process easy by connecting you with experienced notaries and legal experts, so you don’t need to worry about the details.

  • You, or your company, will be listed on the lease or title, depending on your chosen ownership structure. We’ll walk you through the options to make sure everything is clear and secure.

  • Yes, you can. In fact, most of our investors sign from overseas. We facilitate remote signing for both the lease and construction agreements. Our notary guides you through everything via video, feel free to reach out on WhatsApp if you'd like to see how it works.

  • An off-plan project means buying your villa before it's built — based on architectural plans and specifications. This approach offers key advantages:

    • Lower initial pricing

    • Flexible payment schedules

    • Potential for property value growth during construction

    • The opportunity to personalize finishes and design details

  • We’ll keep you closely in the loop. Our investors receive monthly updates via WhatsApp or email — including photos, progress reports, and key milestones. You can also follow us on Instagram @homi.villas for regular behind-the-scenes moments.

  • We work with strict timelines and clear contracts. If delays occur beyond the agreed completion date, daily penalties apply and are deducted from the final payment — protecting your investment and peace of mind.

Development & Progress

Financials & Payments

  • Flexible, Milestone-Based Payments
    We make your investment easy with a 5-stage payment plan tied to construction progress. You only pay as your villa is built:

    • €5,000 Reservation Deposit – Secures your villa (credited toward first payment).

    • 20% – Down Payment – Upon signing the construction agreement.

    • 25% – Foundation Milestone – After borepile and footing are completed.

    • 25% – Structure Progress – After steel structure, formwork, floor slab, and pool are poured.

    • 25% – Structural Completion – Once villa structure, roof, and walls are completed.

    • 5% – Final Retention Payment – Paid 3 months after 100% completion, at handover.

  • Yes. We can connect you with providers like ALLIANZ, offering protection against natural events such as earthquakes or flooding. We recommend securing insurance once the structure is completed.

  • You’re free to sell, gift, or transfer your villa whenever you like. Based on previous projects, we estimate capital gains of 15–20% between off-plan purchase and project completion, depending on the villa size and design.